Paying Only the Minimum Is Like Being Lied To
Why credit card balances feel frozen — even when you’re doing what you’re told.
Learn
These short reads explain why money feels harder than it should — and what actually helps.
Why Saving Money Feels Hard (And What Actually Helps)
A calm explanation of why discipline alone doesn’t work — and what does.
Save $100 Without Budgeting
One small change that creates breathing room without tracking every dollar.
The First Bill to Lower
A practical way to create breathing room without cutting everything at once.
Still unsure where to start? Ask a budget question.