Debt Zapper

⏱️ 3 Minute Tool

Credit card debt feels heavy not just because of the balance — but because interest quietly keeps it growing.

This tool helps you see what interest is actually doing, and what changes if you remove it.

Credit card balance Annual interest rate (APR %) Monthly payment

Calm option: Some people choose a 0% balance transfer card to temporarily stop interest while paying down debt.

This isn’t for everyone — but it can make progress feel possible.

Affiliate link — no extra cost to you.

This tool provides estimates for educational purposes only.